- Bitcoin price hits $74,622 on April 13, 2026, up 5.5%.
- Crypto platforms offer 60% LTV loans on $74k BTC collateral.
- Surge doubles buying power for Bulgari, Cartier jewelry investments.
Key Takeaways
- Bitcoin price hits $74,622 on April 13, 2026, up 5.5% daily per CoinMarketCap.
- Platforms offer 60% LTV loans using $74k BTC collateral.
- Rally doubles buying power for Bulgari, Cartier jewelry investments.
Bitcoin price hits $74,622 on April 13, 2026, per CoinMarketCap. This 5.5% gain strengthens BTC collateral for crypto-backed loans. Buyers finance luxury jewelry like Cartier Love bracelets at better terms.
Bitcoin Price Snapshot April 13, 2026
Ethereum rises 7.3% to $2,350.83. XRP gains 3.7% to $1.37. BNB climbs 3.9% to $615.89. Solana jumps 6.2% to $145.20.
Alternative.me Fear & Greed Index drops to 12, extreme fear. Glassnode on-chain data shows whales accumulate BTC. Exchange inflows fall 15% week-over-week, signaling HODLing.
Crypto Loans Power Jewelry Buys
Nexo and Ledn accept BTC collateral for USD loans. Borrowers avoid selling crypto and capital gains taxes.
Nexo provides 60% LTV on BTC at 8-12% APR. One BTC unlocks $44,773 USD. Clients target Bulgari Serpenti necklaces (18k rose gold, 5.82 ct total VS1 G-color diamonds, emerald-cut onyx; $50,000 retail).
"Crypto-backed lending matures with BTC surges," says Mati Greenspan, founder of Quantum Economics. He notes rallies double jewelry buying power.
Van Cleef & Arpels Alhambra earrings (18k white gold, mother-of-pearl clovers; $15,000) fit fully within BTC loans over 12 months.
Blockchain verifies collateral. Smart contracts enforce terms, cutting defaults.
Knight Frank's 2026 Wealth Report shows fine jewelry CAGR at 7.4% from 2020-2025, beating many assets.
Top Platforms for Jewelry Financing
Ledn offers 50% LTV on BTC, $1,000 minimum, funds in hours.
On-chain analyst Willy Woo states in his April 13 analysis: "$74k BTC tests key supports."
Tyler Evans, SALT Lending CEO, reports: "Jewelry clients capitalize on BTC surges." SALT sees 40% YoY growth in luxury financing.
CoinDesk notes Aave manages $10B in BTC-collateralized loans as of April 13, 2026.
| Platform | Max LTV | APR Range | Min Loan | |----------|---------|-----------|----------| | Nexo | 60% | 8-12% | $500 | | Ledn | 50% | 7-9% | $1,000 | | SALT | 55% | 9-11% | $5,000 | | Aave | 65% | Variable | None |
Cartier Love bracelet (18k yellow gold screw motif, 4.5g, $7,350) requires little borrowing. GIA VS1 diamonds enhance value.
Crypto-Jewelry Market Links
Jewelry complements BTC as tangible assets. Christie's Geneva, January 15, 2026, sold Bulgari lots 12% above estimates per official results.
Rapaport Diamond Report, April 10, 2026, prices 1 ct VS1 G-color rounds at $8,500 USD. This backs loan math.
Everledger blockchain tracks provenance. Nexo ensures conflict-free diamonds and gold.
Risks in BTC Jewelry Financing
Fear & Greed at 12 signals pullbacks. 10% BTC drop triggers margin calls over 70% LTV.
Borrowers track LTV via apps. Refinance avoids liquidation.
Store 18k gold with anti-tarnish cloths. Clean VS1 diamonds weekly ultrasonically.
Bitcoin price at $74,622 unlocks jewelry portfolios. Rallies may raise LTV to 70% by Q2 2026 per forecasts.
